You reach for a jumper. Then another. Eventually, you look at the thermostat.
Whether your heating is already on or you are holding out a little longer, the question is familiar: what will it cost to keep warm this winter?
Energy bills are back in the political spotlight. Reporting published on Sunday says ministers are debating additional support ahead of the Budget, including a possible increase in the Warm Home Discount from £150 to £250.
That increase remains a reported proposal. Households should not count on receiving it unless it is officially confirmed.
One household budget, plenty of demands
For Ghanaian families in Britain, heating costs sit alongside rent or mortgage payments, food, transport and childcare. Some households have big responsibilities, including supporting relatives back home.
An extra cost here can mean a difficult decision elsewhere.
But while politicians debate further help, there are existing schemes worth checking.
Could you get £150 off your electricity bill?
The Warm Home Discount is a one-off £150 reduction on eligible households’ electricity bills. It is applied by the supplier rather than paid into your bank account.
In England and Wales, eligibility for winter 2026–27 depends on your circumstances on 23 August 2026. You generally need to:
- Receive a qualifying benefit, including Universal Credit, Housing Benefit, Pension Credit or income-related Employment and Support Allowance.
- Be with a participating electricity supplier.
- Have the benefit recipient, their recorded partner or legal representative named on the electricity bill.
Most eligible households receive the discount automatically. Some will receive a letter asking them to supply missing information, so read any correspondence carefully.
Check the official Warm Home Discount guidance. Scotland has different arrangements, and some households need to apply through their supplier.
Struggling to top up?
If you use a prepayment meter and cannot afford the energy you need, contact your supplier promptly.
Ofgem says your supplier must work with you to agree a payment plan you can afford. Ask what help is available and explain your circumstances, particularly if someone in your home is vulnerable.
You can also check Winter Fuel Payment guidance for an older relative. Eligibility and payments depend on their circumstances.
Check on someone before the next bill arrives
A church member, a parent, neighbour or friend may need help reading a letter, checking eligibility or contacting their supplier.
That is a practical way our community can support one another this winter.
Further government help may come. For now, check what you qualify for and ask for support early if paying the bill is becoming difficult.
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